Yeah, the third party ones
Yeah, the third party ones are not the same. I had good luck with a Honda and Subaru one in the past, always directly from the Mfg. I started getting them when I was an on-the-road salesman. I got reimbursed for my car costs and I liked having a fixed cost of ownership (no surprises). The reason I bought the Lexus one is the convertible top is crazy. I worried I might be stuck with a huge bill if it broke after the warranty was up, but so far the top has been fine. This Lexus warranty was pricey, but I pay no deductible and so far it has been just as promised.