The exact same thing happened
The exact same thing happened to me in Sydney, Australia. I was in the passenger seat with my mum driving and we heard a bang that sounded like a gun shot. We immediately stopped the car and looked around to see what had happened when I noticed a crack on the windshield. We drove the car onto someone's driveway to inspect the damage made noticing that the crack was internal and not external. Our XV is brand new - a 2020 model. You would not expect something like this to happen to a brand new vehicle. We are making a claim against Subaru Australia