Tesla does offer their own
Tesla does offer their own (less expensive) insurance as well in some states, with additional cost and coverage benefits for driving with Autopilot. It seems strange that the Model Y would cost that much more than the Model 3 to insure. I do also wonder how the Model Y's insurance would compare to the Audi E-Tron, Jaguar I-Pace, and Ford Mach-E. Being more apples-to-apples.