You can also think of it as a
You can also think of it as a hedge against rising gas prices. If prices go up, the time to pay off the price difference will come around sooner. Of course the opposite is true, but how much lower than $3.00 a gallon could prices go? There is a hard bottom for gas prices, but no limit on price increases. Since this car will last for 10+ years, it will almost always pay for the hybrid option unless you sell early. I drive a 2008 Camry Hybrid and my current tank average is 38.5 MPG…so what doesn’t sound so amazing is an increase of only 15 MPG in 13 years of development.