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Warren (not verified)    August 29, 2021 - 9:29AM

Hi Jeff. I really enjoy reading your column. My wife bought a RAV4 hybrid XLE premium at the end of January for $ 32,300 on the road . My car was totaled in late July and couldn’t find an XLE premium for me so, put a deposit down on an XE prime and when I realized that it would cost $46,000 on the road with much less equipment than the XLE premium and ,would have to wait so,,decided to purchase a used car from an acquaintance. I would get a $7500 tax credit but would need to wait for that and my car payment would not decrease even if I applied it to the loan . So, I hope my used car works at least until this market cools ,then I will decide what to do. I drove by the dealership and saw it parked in the front line and got a bit upset until I remembered I just saved $32,000 buying a used car.

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