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a (not verified)    February 11, 2025 - 12:11PM

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zero is not the true cost after paid off the car.
The true cost is repair cost divided by number of months you continue to pay.
if repair is low, then your average cost will be low.
But at some point everything will break and your cost will skyrocket to keep going and will could be over the 500 a month average...it will not just be parts but also labor, while your new car is fix rate.
So keep going till big ticket item breaks is the way to go.

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