April 2022: I was looking to…
April 2022: I was looking to upgrade my 2019 RAV 4 adventure to a 2022 model. None were in stock, I said I would wait for the vehicle to be delivered. A week later the local dealership called me. The color was correct but instead of an Adventure model it was a limited model. I had already signed papers for the deal. They pulled a switch on me. I liked the appointments of the RAV 4 limited so I accepted the deal. The Toyota finance agreement was set at 4.6 percent interest. I received the paper work from Toyota finance, my payment was 420.00 Something didn't seem right,so I looked at my contract for the Adventure model I had traded in. My previous payment was 370.00 with 7 percent interest. For a similar finance amount. As it turns out, Toyota has some weird way of calculating interest. So 4.6 interest was a come on. So four months after I bought the limited I called Toyota finance and got the payoff. I sent them a check, now I have a clear title on my 2022. I guess dealerships will go to any extent to make a dollar. Needless to say I don't hold Toyota in the same light.