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DOOM1000101 (not verified)    April 3, 2025 - 3:42PM

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It's up to her, but she has a chance to pay less in the end than she would have on the used model. She just needs to get it paid off early. Her interest rate would have been higher on the the used car, and with a 650 score, and needing a cosigner, her APR was never going to be very good. It would have been easily around 15% without her cosigner.

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