I am old as dirt and find…
I am old as dirt and find that my vehicle needs change over time. I recently traded a Sienna for a Subaru. I just no longer needed all that interior room and, anyway, w/ a cargo box I get 90 cf of cargo carrying on the Subaru. I also get 90 cf of ground clearance and AWD, together w/ 3500 lbs of trailering ability.
Not very enthusiastic about any debt except revolving credit, which I pay off before interest is due, I pay in full for even big ticket items. And my 9 year old Sienna was a surprisingly valuable trade in.