I purchased a truck and…
I purchased a truck and financed with Ford Credit at a higher rate than I liked but got a $1000 rebate. 4 months later the dealer refinanced it for a lower rate with another bank, and I gave him some cash to lower the payment.
A month or so later I am still getting statements from Ford showing the cash applied to my loan but not the refinance amount. This happened once more and I paid visit to the dealer F&I guy asking why Ford hadn’t been paid. He told me I would have to ask the owner. When he couldn’t give me a straight story I told him he had one week until I went to see the District Attorney. It got paid. The dealer was out of business pretty quick after all this.