Recently picked up a used…
Recently picked up a used 2020 Model 3 and although the price was right and EV tax credits made it even better, my insurance company was going to screw me on my premium and made any EV cost savings not worth it. It wasn’t even close to what I was paying, think double or triple.
Ended up shopping around on my own and found a company that was much more reasonable. Spoke to my previous insurance agent later about it, and apparently quite a few companies don’t really know how to evaluate the risks with Tesla. On top of that they’re generally more expensive to repair but that’s been getting better over time.
Tesla does offer their own auto insurance program which can alleviate some of these costs but it’s not offered in every state.