First I would look for…
First I would look for another Toyota dealer! I would take my old car to carmax and see what they would give me for it. Go to the dealer and see what they would give me. From my experience Carmax offered a little more. Then I would finance through a credit union. I’ve done this for the last three car purchases and got good results. Also if you want to get an extended warranty I wouldn’t get it from the dealer I would get it from the credit union if they are offering one with your loan. I have found it to be way cheaper than buying from the dealer.