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George, you obviously missed that the mileage was stated in miles as converted from the OE Kilometers in brackets, so your 1st point is moot.
2nd, in Canada, companies are only obligated to accept cash, as it is the only government issued "legal tender".
Although the seller can't legally refuse a cash sale, they can and often do play games with what forms of payment they will accept by restricting available inventory to financed sales where they receive substantial "back end" rebates from the lender.
Therefore, your musing that the story is fake is merritless.
Your final statement that Toyota should do a better job of allocating inventory is a good one, but manufacturers typically channel their resources where they can turn the inventory the quickest, which is by subsidizing the price with available government rebates.