The Least Expensive Cars To Insure In 2023 - Subaru Has Two New SUVs In The Top 5

What are the least expensive vehicles to insure in 2023? Are the 2023 Subaru Crosstrek, Forester, and Outback cheap to insure? A new report from Forbes says the Crosstrek subcompact SUV and Forester compact SUV are among the top five least expensive new cars in 2023. Where does the 2023 Subaru Outback rank in insurance costs?

Forbes Advisor looked at average auto insurance rates for more than 50 top-selling vehicles to find the most and least expensive insurance.

The five least expensive cars to insure in 2023

Honda CR-V LX $1,574
Jeep Wrangler JL Sport $1,585
Subaru Crosstrek $1,606
Subaru Forester 2.5i $1,613
Hyundai Tucson SE $1,637

The 2023 Subaru Crosstrek subcompact SUV is hard to beat in insurance cost, price, and fuel mileage if you are looking for an inexpensive small crossover hatchback.

What is the price of the 2023 Crosstrek?

The 2023 Subaru Crosstrek now comes in six trim levels for U.S. customers. The base trim is priced from $24,870, Premium ($26,020), Special Edition ($27,970), Sport ($29,220), Limited ($30,720), and Crosstrek Hybrid ($38,070). Prices include destination and delivery fees ($1,225).

What is Crosstrek's fuel mileage?

The Subaru Crosstrek uses direct injection on its new 2.5-liter four-cylinder Boxer engine and gets 27/34 city/highway mpg and 29 combined mpg. The 2.0-liter engine gets 28/33 mpg and 30 combined mpg with the Continuously Variable Transmission (CVT) automatic, contributing to better mileage.

The 2023 Forester compact SUV is another Subaru model that's hard to beat in insurance costs, price, and fuel mileage if you are looking for an inexpensive new all-wheel-drive SUV.

What is the price of the 2023 Forester?

The 2023 Forester comes in six trim levels; The Base Forester starts at $27,620, Premium ($30,620), Sport ($32,190), Limited ($34,300), Wilderness ($35,245), and Touring ($37,720). Pricing includes dealer fees ($1,225).

What is Forester's fuel mileage?

The 2023 Subaru Forester compact SUV comes with standard all-wheel drive and gets an EPA-estimated 29 combined mpg and 26/33 city/highway mpg. The Forester comes with a 2.5-liter four-cylinder Boxer engine.

The EPA says the new Forester Wilderness gets an estimated 25/28 city/highway mpg and 26 combined mpg.

The Subaru Forester Wilderness was all-new for the 2022 model year. It ranks highest in safety scores, gets excellent fuel mileage, scores highest in reliability, and is designed for off-pavement adventures for those with active lifestyles. How much does it cost to insure the new rugged, compact SUV?

A new report from Insure.com says the Forester Wilderness was the least expensive car to insure in 2022.

Insure.com compares car insurance rates in every state for approximately 3,000 different vehicle models to find both the cheapest and most expensive vehicles to insure. They found that the 2022 Subaru Forester Wilderness was the least-costly new vehicle to insure at $1,353 last year., but insurance costs have gone up.

Why is Forester among the cheapest to insure?

Insure.com says, "Because of this vehicle's safety ratings and the lower price of parts associated with this model, this is less expensive to insure than virtually any other automobile."

"The cost to insure a Forester for a full-coverage, low-risk driver is very reasonable," says Lauren McKenzie, insurance broker/agent with A Plus Insurance in Sierra Vista, Arizona. "You are looking at about $150 a month or cheaper, depending on discounts drivers may qualify for."

Why are the Subaru Crosstrek and Forester a reasonable risk for insurance companies?

Insurance companies like that all Crosstrek and Forester trim levels have the latest safety features. It has automatic emergency braking with pedestrian detection, lane-departure warning, automatic high beams, blind-spot monitors with rear cross-traffic alerts, and adaptive cruise control. Some Forester trims also come with the new DriverFocus technology that alerts the driver if it senses drowsiness.

How much does it cost to maintain a Subaru Forester and Crosstrek?

Kelly Blue Book analysis reveals that the Subaru Forester, Crosstrek, and Outback are the lowest cost-to-own SUVs. The 5-year cost to own is the total vehicle-related costs you will likely have to pay during the first five years of owning a car. The analysis includes out-of-pocket expenses like fuel, insurance, financing, maintenance, repairs, and vehicle depreciation (loss in value and resale value).

How much does it cost to insure the Subaru Outback?

Forbes Advisor says the Outback is among the top twenty-five least expensive new cars to insure. Forbes says the 2023 Subaru Outback 2.4-liter engine Limited XT trim level is $1,789 a year to insure.

If you consider buying a 2023 Subaru Crosstrek or Forester, Forbes Advisor says they are among the top five least expensive new cars to insure in 2023.

You Might Also Like: The Next-Gen Subaru Crosstrek Gets A New Feature Outback Wilderness Doesn’t Even Have

Denis Flierl has invested over 30 years in the automotive industry in a consulting role working with every major car brand. He is an accredited member of the Rocky Mountain Automotive Press. Check out Subaru Report, where he covers all of the Japanese automaker's models. More stories can be found on the Torque News Subaru page. Follow Denis on Facebook, Twitter, and Instagram. 

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