5 Most And Least Expensive Cars To Insure In 2022 - Subaru Forester Is #1

The 2022 Subaru Forester comes with a refresh, ranks high in safety scores, gets excellent fuel mileage, scores highest in reliability, and is perfect in the snow, but how much does it cost to insure the new compact SUV? A new report from QuoteWizard says the Forester compact SUV is the least expensive car to insure in 2022.

QuoteWizard compiled data from every primary insurance carrier and found that at an average of $2,830 a year, the Tesla Model 3 is the most expensive new car to insure. The 2022 Subaru Forester is the least expensive new vehicle to insure at $1,760 per year.

photo credit: Timmons Subaru

The five least expensive cars to insure in 2022

Subaru Forester: $1,760
Jeep Cherokee:$1,767
Honda CR-V:$1,769
Jeep Wrangler:$1,777
Honda Odyssey: $1,822

How does the Subaru lineup compare with other automakers?

A study from Consumer Reports shows Subaru has the number five least expensive model lineups to insure among all automakers. Fiat is number one ($,1,534), Jeep #2 ($1,572), Smart #3 ($1,581), Mini #4 ($1,609), and Subaru #5 ($1,625).

The five most expensive cars to insure in 2022

Tesla Model 3: $2,830
Tesla Model Y: $2,658
Hyundai Sonata: $2,332
Kia Forte: $2,328
Hyundai Elantra: $2,295

Consumer Reports ranks Maserati the most expensive car brand to insure ($4,075), and Tesla next at $3,210 per year.

Why is insurance less for the 2022 Forester?

The more likely the vehicle is to be involved in an accident, the more it costs to fix it, and it is the primary factor in auto insurance base rates. Companies also consider crash test ratings, the size of the engine and horsepower, and safety features.

Why is the 2022 Subaru a reasonable risk for insurance companies?

Insurance companies like that all Forester trim levels come with the latest safety features. It comes with automatic emergency braking with pedestrian detection, lane-departure warning, automatic high beams, blind-spot monitors with rear cross-traffic alerts, and adaptive cruise control. Some Forester trims also come with the new DriverFocus technology that alerts the driver if it senses drowsiness.

What is the price of the 2022 Subaru Forester?

For the 2022 model change Forester comes in six trim levels; The base Forester starts at $26,320, Premium ($29,320), Sport ($30,890), Limited ($33,000), new Wilderness ($33,945), and Touring ($36,420). Pricing includes destination and delivery fees ($1,125).

How much does it cost to maintain a 2022 Subaru Forester?

Kelly Blue Book analysis reveals that the 2022 Subaru Forester is the lowest cost-to-own in the competitive compact SUV segment and the best class. The Forester five-year cost to own is $35,638 (including the purchase price). The Forester has the lowest depreciation of any compact SUV.

The 5-year cost to own is the total amount of vehicle-related costs you will likely have to pay for during the first five years of owning a car. The analysis includes out-of-pocket expenses like fuel, insurance, financing, maintenance, repairs, and vehicle depreciation (loss in value and resale value).

If you consider buying a 2022 Subaru Forester, QuoteWizard says it’s the least expensive new car to insure in 2022. The Forester compact SUV offers standard safety features, and owners have fewer accidents. Forester also costs less to own than other compact SUVs, according to Kelly Blue Book data.

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Denis Flierl has invested over 30 years in the automotive industry in a consulting role working with every major car brand. He is an accredited member of the Rocky Mountain Automotive Press. Check out Subaru Report where he covers all of the Japanese automaker's models. More stories can be found on the Torque News Subaru page. Follow Denis on Facebook, Twitter, and Instagram.

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Photo credit: main image North Fort Lauderdale Subaru